Date: 31 October 2003

New e-Cert Application at Tai Fook Securities

One of the largest securities and futures brokerages in HK, Tai Fook Securities, has adopted Hongkong Post e-Cert (Personal) in its online trading platform. e-Cert holders can enjoy multiple privileged offers at www.taifook.com when trading with e-Cert. The incentives include FREE smart card readers, 2-month FREE selected securities real time quote, etc. Please visit www.taifook.com for details.